<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us</loc>
  <lastmod>2026-07-02T16:27:20Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4875006268948-Creating-a-census-in-app</loc>
  <lastmod>2024-08-07T13:51:15Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4954370762772-Uploading-a-census</loc>
  <lastmod>2023-06-16T21:17:49Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4975843066260-Setting-up-users</loc>
  <lastmod>2024-06-24T13:41:03Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4975858689556-Logging-in</loc>
  <lastmod>2023-12-27T17:12:52Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4975868953108-PerfectQuote-Training</loc>
  <lastmod>2026-01-25T14:51:06Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4975877808276-Self-training</loc>
  <lastmod>2023-06-15T12:49:45Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4975879324436-Activating-accounts</loc>
  <lastmod>2023-12-27T17:12:52Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4975910552212-Browsing-groups</loc>
  <lastmod>2024-04-16T21:09:01Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4975922913556-Creating-new-groups</loc>
  <lastmod>2025-05-06T15:52:51Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4975934432532-Importing-BenefitPoint-accounts</loc>
  <lastmod>2022-05-19T10:52:23Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4975947254292-Sharing-with-your-clients</loc>
  <lastmod>2022-05-19T10:52:23Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976040585876-Understanding-ACA-Med-plans</loc>
  <lastmod>2022-05-19T10:52:22Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976077752852-Setting-up-benefits-rates</loc>
  <lastmod>2026-04-07T13:48:46Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976098700180-Carrier-and-Quote-File-Support</loc>
  <lastmod>2022-05-19T10:52:21Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976128852628-Creating-new-plans</loc>
  <lastmod>2026-05-14T17:21:53Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976130797716-Is-My-File-Supported-Understanding-Carrier-File-Types</loc>
  <lastmod>2024-05-15T16:20:10Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976141181844-Uploading-quotes</loc>
  <lastmod>2025-10-14T20:03:40Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976166000276-Sending-to-external-systems</loc>
  <lastmod>2023-09-15T13:45:32Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976185318164-Specifying-Employer-contributions</loc>
  <lastmod>2025-02-20T17:43:19Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976227742740-Sorting-filtering-plans</loc>
  <lastmod>2026-04-23T20:36:11Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976230712596-Setting-Employer-contributions</loc>
  <lastmod>2025-02-20T17:53:31Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976286326932-Comparing-premiums</loc>
  <lastmod>2026-04-23T20:33:55Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976287339540-Comparing-to-current-plans</loc>
  <lastmod>2024-08-08T19:20:35Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976303358996-Favoriting-plans</loc>
  <lastmod>2024-08-08T19:20:19Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976304064404-Comparing-plans</loc>
  <lastmod>2024-08-08T19:19:13Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976307537556-Browsing-plan-cards</loc>
  <lastmod>2024-08-08T19:21:44Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976336042260-Viewing-individual-plan-details</loc>
  <lastmod>2026-06-18T18:32:31Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976347417876-Editing-plan-benefits-rates</loc>
  <lastmod>2026-06-18T18:38:09Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976406945556-Customizing-your-presentation</loc>
  <lastmod>2026-06-22T19:59:37Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976412586388-Adding-organizing-plans</loc>
  <lastmod>2026-06-22T19:55:10Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976415811348-Selecting-Benefit-Builder-Options</loc>
  <lastmod>2026-04-13T20:46:18Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976417472788-Understanding-Options-By-Product</loc>
  <lastmod>2026-04-13T20:43:51Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976498049428-Comparing-and-editing-plan-designs</loc>
  <lastmod>2025-12-04T20:04:05Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976513814932-Exporting-single-plans</loc>
  <lastmod>2022-05-19T10:51:53Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976527902228-Comparing-Employer-Contributions</loc>
  <lastmod>2022-05-19T10:51:54Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976530666516-Understanding-ACA-Med-export-views</loc>
  <lastmod>2026-04-07T14:03:10Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976542839188-Custom-exports</loc>
  <lastmod>2022-05-19T10:51:53Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976561849236-Exporting-all-renewal-plans</loc>
  <lastmod>2022-05-19T10:51:53Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976569218324-Exporting-Sold-Plans</loc>
  <lastmod>2024-08-07T20:25:35Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976627990932-Selecting-plans-for-Renewal</loc>
  <lastmod>2024-10-09T18:56:54Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976635861396-Confirming-sold-plans</loc>
  <lastmod>2024-08-07T20:56:21Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976658805396-Connecting-a-group</loc>
  <lastmod>2023-03-01T21:07:45Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976684012692-Setting-up-your-BenefitPoint-connection</loc>
  <lastmod>2025-12-03T05:34:48Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976685731476-Syncing-plans-to-BenefitPoint</loc>
  <lastmod>2026-03-26T20:17:54Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976697164564-Troubleshooting-BenefitPoint</loc>
  <lastmod>2023-10-31T17:51:02Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976705734292-Sending-plans-to-Employee-Navigator</loc>
  <lastmod>2025-01-21T14:20:20Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976706572692-What-benefits-sync-to-Employee-Navigator</loc>
  <lastmod>2026-03-26T20:46:56Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976718730004-What-products-are-supported</loc>
  <lastmod>2023-12-11T19:50:36Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976730674324-Setting-up-your-Employee-Navigator-connection</loc>
  <lastmod>2022-05-19T10:52:45Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976748533652-Tracking-your-team-s-usage</loc>
  <lastmod>2024-09-23T12:46:38Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976760809620-Troubleshooting-Employee-Navigator</loc>
  <lastmod>2023-12-15T15:51:47Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976782262036-Firm-history</loc>
  <lastmod>2023-09-15T13:36:08Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976790878996-Managing-Firm-details</loc>
  <lastmod>2022-07-04T18:39:06Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976792415764-Enabling-advanced-security</loc>
  <lastmod>2023-02-23T15:49:54Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976819974548-Group-history</loc>
  <lastmod>2024-08-07T21:17:19Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976830649364-Customizing-content-settings</loc>
  <lastmod>2026-04-23T20:32:14Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976849397524-Managing-3rd-party-integrations</loc>
  <lastmod>2022-07-04T19:03:24Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976909816852-Why-don-t-my-quote-files-work</loc>
  <lastmod>2022-11-30T21:10:03Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976932759188-When-will-ACA-Medical-metallic-plans-be-available</loc>
  <lastmod>2022-06-10T15:23:38Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976934097300-Why-don-t-my-ACA-Medical-metallic-benefits-and-rates-match-the-information-found-on-my-carrier-proposal</loc>
  <lastmod>2022-06-10T16:30:22Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976934900372-Why-aren-t-benefits-consistently-formatted</loc>
  <lastmod>2022-05-19T10:51:50Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976946197012-Why-can-t-I-log-into-PerfectQuote</loc>
  <lastmod>2026-04-15T15:45:44Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/4976970332180-Why-can-t-I-see-my-Employer-Group</loc>
  <lastmod>2022-05-19T10:52:42Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/7526704804500-Viewing-account-details</loc>
  <lastmod>2022-07-04T19:06:43Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/11219590774932-How-to-Zip-and-Upload-Quote-Files</loc>
  <lastmod>2026-05-12T18:32:26Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/13593035504532-Daily-Carrier-Updates</loc>
  <lastmod>2026-07-02T16:27:20Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/13596587641364-2026-Supported-RFP-Carriers-Proposal-Reader</loc>
  <lastmod>2026-06-02T20:25:23Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/13598113095828-BenefitPoint-Carrier-Mapping</loc>
  <lastmod>2023-03-01T21:08:21Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/14251376205588-Product-Release-Notes</loc>
  <lastmod>2026-06-22T19:44:27Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/18503923636884-PQ-Initial-Onboarding-Series</loc>
  <lastmod>2026-01-29T15:43:01Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/18931034149140-Beam-Benefits</loc>
  <lastmod>2026-04-20T15:58:42Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/19231907850004-Five-Tips-For-Busy-Season</loc>
  <lastmod>2023-09-27T17:34:20Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/19559705861908-Quote-Files-Best-Practices</loc>
  <lastmod>2023-09-27T17:33:59Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/20562709830676-Getting-Started-with-Plan-Templates</loc>
  <lastmod>2025-11-13T15:50:15Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/22308347347860-Multi-Factor-Authentication</loc>
  <lastmod>2024-05-31T19:03:34Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/23253613128340-Group-Size-Report</loc>
  <lastmod>2024-02-02T16:33:25Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/23998967737620-Firm-Library-Overview</loc>
  <lastmod>2024-03-27T14:49:44Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/23999001793428-Manually-Creating-Library-Plans</loc>
  <lastmod>2024-03-27T14:49:44Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/23999046731028-Duplicating-a-Library-Plan</loc>
  <lastmod>2024-03-27T14:49:44Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/23999131682708-Browsing-and-Viewing-Library-Plans</loc>
  <lastmod>2024-08-06T21:51:52Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/23999198314772-Using-Firm-Library-Plans</loc>
  <lastmod>2024-08-07T13:48:55Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/25007914092564-Creating-Library-Plans-from-Quote-Uploads</loc>
  <lastmod>2024-03-27T14:49:44Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/28742962712468-Census-Normalization-Year-Over-Year</loc>
  <lastmod>2024-07-30T13:16:29Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/29564905176212-Principal</loc>
  <lastmod>2026-04-13T16:17:55Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/30435976216084-Nippon-Life-Benefits</loc>
  <lastmod>2026-04-20T15:39:23Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/32087185029012-Optimyl-Benefits</loc>
  <lastmod>2025-05-16T00:08:57Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/33156227669780-What-will-submitting-a-Census-Retrieve</loc>
  <lastmod>2026-03-26T15:30:25Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/35626719043220-Minnesota</loc>
  <lastmod>2026-04-29T15:06:52Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/35626968417300-Texas</loc>
  <lastmod>2026-04-29T15:12:18Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/35627157553812-Illinois</loc>
  <lastmod>2026-04-29T15:01:09Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/35627297513876-Florida</loc>
  <lastmod>2026-04-29T14:56:41Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/35627345110932-California</loc>
  <lastmod>2026-04-29T14:52:27Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/36056005357844-Idaho</loc>
  <lastmod>2026-04-29T15:00:29Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/36056334188564-Utah</loc>
  <lastmod>2026-04-29T15:12:44Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/36237860173588-UnitedHealthcare</loc>
  <lastmod>2026-01-13T22:19:42Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/36489478117652-Missouri</loc>
  <lastmod>2026-04-29T15:07:30Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/36489787672212-New-Jersey</loc>
  <lastmod>2026-04-29T15:09:20Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/36490025928340-Louisiana</loc>
  <lastmod>2026-04-29T15:04:06Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/36490438306068-Michigan</loc>
  <lastmod>2026-04-29T15:31:07Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/36890773681556-Oklahoma</loc>
  <lastmod>2026-04-29T15:10:17Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/36891390541972-Virginia</loc>
  <lastmod>2026-04-29T15:13:11Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/37093903335572-Tennessee</loc>
  <lastmod>2026-04-29T15:11:32Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/37094148722324-North-Carolina</loc>
  <lastmod>2026-04-29T15:08:27Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/37467511838740-Benefit-Standardization</loc>
  <lastmod>2025-09-02T20:18:47Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/37957026232852-Arkansas</loc>
  <lastmod>2026-04-29T14:51:13Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/37957107821332-Arizona</loc>
  <lastmod>2026-04-29T14:51:55Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/37957221986708-Alaska</loc>
  <lastmod>2026-04-29T14:47:55Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/37957427294612-Alabama</loc>
  <lastmod>2026-04-29T14:50:20Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/37957623840020-Colorado</loc>
  <lastmod>2026-04-29T14:52:55Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/37958020736788-Connecticut</loc>
  <lastmod>2026-04-29T14:53:14Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/37958672961684-District-of-Columbia</loc>
  <lastmod>2026-04-29T14:54:23Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/38298371951508-Delaware</loc>
  <lastmod>2026-04-29T14:55:48Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/38299145767444-Georgia</loc>
  <lastmod>2026-04-29T15:38:52Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/38299317782932-Hawaii</loc>
  <lastmod>2026-04-29T15:43:30Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/38299545061524-Iowa</loc>
  <lastmod>2025-07-10T20:21:27Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/38299835749268-Indiana</loc>
  <lastmod>2025-07-10T20:22:43Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/40230169916180-Angle-Health</loc>
  <lastmod>2026-06-12T16:19:42Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/40427096644116-Creating-RFPs</loc>
  <lastmod>2025-08-21T03:38:51Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/40427206855060-RFP-Products</loc>
  <lastmod>2025-08-29T13:58:25Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/40427399685780-Carriers-Contacts</loc>
  <lastmod>2026-05-05T15:49:16Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/40427467722004-RFP-Documents</loc>
  <lastmod>2025-08-21T03:38:51Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/40427587247764-Review-Send</loc>
  <lastmod>2025-08-21T03:38:51Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/40427662176532-Emails-to-Carriers</loc>
  <lastmod>2025-08-29T17:45:24Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/40427855701268-Carrier-Discussions</loc>
  <lastmod>2025-08-21T03:47:26Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/40427956325524-Reviewing-Plans</loc>
  <lastmod>2025-08-21T03:47:36Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/40428059732884-Carrier-Reminders-DTQs</loc>
  <lastmod>2025-08-21T03:47:48Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/40428144417172-Completing-RFPs</loc>
  <lastmod>2025-08-22T03:41:55Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/40461020452756-My-carrier-rep-hasn-t-received-my-email</loc>
  <lastmod>2025-08-21T03:36:51Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/40461028012436-What-s-the-status-of-my-RFP</loc>
  <lastmod>2025-08-21T03:33:42Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/45429959837844-Supplemental-Health-Voluntary-Benefits</loc>
  <lastmod>2026-06-04T15:25:25Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46677269958164-Kansas</loc>
  <lastmod>2026-02-26T16:26:54Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46677342118676-Kentucky</loc>
  <lastmod>2026-02-26T16:29:26Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46677646933780-Massachusetts</loc>
  <lastmod>2026-02-26T16:35:26Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46677707974292-Maryland</loc>
  <lastmod>2026-02-26T16:38:21Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46677791422868-Maine</loc>
  <lastmod>2026-02-26T16:39:59Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46677840345108-Mississippi</loc>
  <lastmod>2026-02-26T16:41:37Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46677917483284-Montana</loc>
  <lastmod>2026-02-26T16:43:15Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46677960077332-North-Dakota</loc>
  <lastmod>2026-02-26T16:44:42Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46678036714388-Nebraska</loc>
  <lastmod>2026-02-26T16:46:39Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46678064857876-New-Hampshire</loc>
  <lastmod>2026-02-26T16:48:10Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46678176949396-New-Mexico</loc>
  <lastmod>2026-02-26T16:49:56Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46678189925268-New-York</loc>
  <lastmod>2026-02-26T16:51:47Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46678265792660-Ohio</loc>
  <lastmod>2026-02-26T16:53:08Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46678358223892-Oregon</loc>
  <lastmod>2026-02-26T16:55:42Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46678463343252-Pennsylvania</loc>
  <lastmod>2026-02-26T16:59:41Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46678572656148-Rhode-Island</loc>
  <lastmod>2026-02-26T17:01:11Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46678697546900-South-Carolina</loc>
  <lastmod>2026-02-26T17:02:55Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46678821324564-South-Dakota</loc>
  <lastmod>2026-02-26T17:04:53Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46678859349396-Vermont</loc>
  <lastmod>2026-02-26T17:06:29Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46678926342292-Washington</loc>
  <lastmod>2026-02-26T17:08:02Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46678970621076-Wisconsin</loc>
  <lastmod>2026-02-26T17:09:36Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46679065356308-West-Virginia</loc>
  <lastmod>2026-02-26T17:11:15Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/46679104976788-Wyoming</loc>
  <lastmod>2026-02-26T17:13:15Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/47569446131092-Aetna-AFA</loc>
  <lastmod>2026-03-25T15:43:42Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/48216032998676-Automatically-Adding-ACA-Renewal-Plans-to-Your-Presentation</loc>
  <lastmod>2026-06-18T18:18:41Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/articles/48325415947540-Group-Workflow-Dashboard</loc>
  <lastmod>2026-04-20T12:33:05Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4874959194900-Submitting-a-census</loc>
  <lastmod>2026-03-26T15:30:25Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4881741794196-Uploading-Proposals-Medical-Ancillary</loc>
  <lastmod>2026-06-02T20:25:23Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4954408493972-Building-plans</loc>
  <lastmod>2026-05-14T17:21:53Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4954544380948-Setting-up-your-team</loc>
  <lastmod>2026-01-29T15:43:01Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4954590251924-Training</loc>
  <lastmod>2026-01-25T14:51:06Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4954620887956-Creating-employer-groups</loc>
  <lastmod>2025-05-06T15:52:51Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4954640839188-Importing-BenefitPoint-accounts</loc>
  <lastmod>2022-05-19T10:52:23Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4976263487892-Browsing-renewal-plans</loc>
  <lastmod>2026-06-18T18:20:17Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4976341330452-Viewing-plan-details</loc>
  <lastmod>2026-06-18T18:39:20Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4976397044884-Using-Benefit-Builder-to-present-plans</loc>
  <lastmod>2026-06-22T19:59:37Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4976500205716-Exporting-from-Benefit-Builder</loc>
  <lastmod>2026-04-07T14:03:10Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4976538269588-Additional-exports</loc>
  <lastmod>2024-08-07T20:25:35Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4976607142548-BenefitPoint-CRM</loc>
  <lastmod>2026-03-26T20:17:54Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4976607335572-Employee-Navigator-Benefits-Admin</loc>
  <lastmod>2026-03-26T20:46:56Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4976610910868-Renewing-Sold-Plans</loc>
  <lastmod>2024-10-09T18:56:54Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4976763849748-User-activity</loc>
  <lastmod>2024-09-23T12:46:38Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4976794105620-Employer-Group-metrics</loc>
  <lastmod>2026-04-20T12:33:05Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4976803290004-Audit-logs</loc>
  <lastmod>2024-08-07T21:17:19Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4976808997908-Managing-Firm-info</loc>
  <lastmod>2026-04-23T20:32:14Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4976901993364-Accessing-the-application</loc>
  <lastmod>2026-04-15T15:45:44Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4976929119252-Carrier-plan-availability</loc>
  <lastmod>2026-07-02T16:27:20Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/4976929760788-Plan-benefit-discrepancies</loc>
  <lastmod>2023-03-25T00:37:15Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/14251305165460-Product-updates</loc>
  <lastmod>2026-06-22T19:44:27Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/19231695842836-Preparing-for-Q4</loc>
  <lastmod>2023-09-27T17:34:20Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/19559717322004-Quote-Upload-Best-Practices</loc>
  <lastmod>2023-09-27T17:33:59Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/20562661323156-How-to-Build-Plan-Templates</loc>
  <lastmod>2025-11-13T15:50:15Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/23998852919572-Content-Managers-Using-Firm-Library</loc>
  <lastmod>2024-03-27T14:49:44Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/23999055838740-All-Users-Using-Firm-Library-Plans</loc>
  <lastmod>2024-08-07T13:48:55Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/29562454172436-Carrier-FAQs</loc>
  <lastmod>2026-06-12T16:19:42Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/35626617281556-States</loc>
  <lastmod>2026-04-29T15:43:30Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/37568701716244-Benefit-Standardization</loc>
  <lastmod>2025-09-02T20:18:47Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/40426859533204-Sending-RFPs</loc>
  <lastmod>2026-05-05T15:49:16Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/40427724894228-Carrier-RFP-Responses</loc>
  <lastmod>2025-09-01T22:11:02Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/40428077982740-Completing-RFPs</loc>
  <lastmod>2025-09-01T22:11:10Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/sections/40441143447188-FAQs-Troubleshooting</loc>
  <lastmod>2025-09-01T22:11:16Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/4874924213652-Setting-Up-Plans</loc>
  <lastmod>2026-06-02T20:25:23Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/4954572048660-Getting-Started</loc>
  <lastmod>2026-01-29T15:43:01Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/4954619249684-Setting-Up-Groups</loc>
  <lastmod>2025-05-16T18:09:25Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/4976268743956-Comparing-Plans</loc>
  <lastmod>2026-06-22T19:59:37Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/4976448951444-Exporting-Plans</loc>
  <lastmod>2026-04-07T14:03:10Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/4976601554452-Finalizing-Plan-Selections</loc>
  <lastmod>2025-05-16T18:09:25Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/4976661421716-Sending-To-Other-Systems</loc>
  <lastmod>2026-03-26T20:46:56Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/4976755784084-Reporting</loc>
  <lastmod>2026-04-20T12:33:05Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/4976801341844-Managing-Your-Org-Teams-for-Firm-Admins</loc>
  <lastmod>2026-04-29T23:04:40Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/4976905905300-FAQs</loc>
  <lastmod>2026-07-02T16:27:20Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/19231535664532-Best-Practices</loc>
  <lastmod>2026-01-08T21:02:42Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/20562608257044-Setting-Up-Plan-Templates</loc>
  <lastmod>2025-11-13T15:50:15Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/23998812629908-Using-Firm-Library</loc>
  <lastmod>2025-05-16T18:09:25Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/29562446324628-Carrier-Frequently-Asked-Questions</loc>
  <lastmod>2026-06-12T16:19:42Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/35626596545556-Carrier-Availability-By-State</loc>
  <lastmod>2026-04-29T15:43:30Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/35951170820116-Requesting-Carrier-Proposals-RFPs</loc>
  <lastmod>2026-05-05T15:49:16Z</lastmod>
</url>
<url>
  <loc>https://perfectquote.zendesk.com/hc/en-us/categories/37568486717844-Benefit-Standardization</loc>
  <lastmod>2025-09-02T20:18:47Z</lastmod>
</url>
</urlset>
